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January 9, 2008

Arizona auto insurance rate

Filed under: AZ SR-22 insurance — maricar @ 8:20 am

Reader’s Question:

How many points will be assessed for a speeding ticket (14 miles over limit) in my Arizona record? Will this increase my insurance rate?

Leo

Thank you for asking Leo.

Moving violations in Arizona points range from 2 to 8 points depending upon the gravity of the offense. Speeding is listed as a 3 point offense by the AZ Department of Transportation. This violation point list does not state how much over the speed limit this point amount is for so would appear it is 3 points on an AZ license for any speeding ticket.

It actually depends on your insurance company’s rating system if the speeding ticket that you received in Arizona will increase your insurance rate after one offense. To get more information about your insurance provider’s rating system regarding traffic violations, you may contact your insurance carrier or the Arizona Department of Insurance which whom insurance providers must file their rates with.

Goodluck!

MariCAR

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