Reader’s Question:

Can I purchase auto insurance without a Social Security number in Arizona?

Patrick

Chandler, AZ

Yes, you can purchase car insurance in Arizona without a SSN but insurance providers will require you to have a US driver’s license which depending upon state laws in which you reside in, you may be required to have a social security number in order to get a license.

There are controversies over the use of credit scores for insurance rating, however the bottom line is that insurance providers have not been able to find a better indicator of risk factors other than using a simple credit-based insurance score along with the other factors that can affect auto insurance rate. It is not less controversial than the use of marital status or sex and even age as a factor. Each of these factors have come under public scrutiny as biased and a form of profiling. Insurance providers are trying to assign an insurance rate to a risk pool. They work hard to determine risks and assist the pool by having those contributors pay their equal share.