Reader’s Question:

My daughter wants to purchase a car in AZ, can we insure it in our policy in a New Jersey? Or should we remove her from our existing policy as an authorized driver?

Carol

Thank you for asking Carol.

If your daughter bought a car in Arizona, I do not think your New Jersey policy will cover her. Arizona requires that every motor vehicle operating on their public roads be covered by one of the statutory forms of financial responsibility through a carrier that is authorized to do business in the state of Arizona. Arizona law requires minimum liability coverage of $15,000/$30,000 for bodily injury liability and $10,000 for property damage liability. As for removing her name from your current Illinois policy, you will need to contact your insurance company to discuss this option.

Goodluck!

MariCAR