Reader’s Question:

I received a ticket for not stopping in the red light in AZ? How will this affect my insurance rate?

Kim

Thank you for asking Kim.

You can receive 6, 4 or 2 points for failure to stop for a traffic signal depending on if you caused death, serious injury or only ran the light in the state of AZ. The AZ DOT Motor Vehicle Division states that there is a new state law that requires any individual who violates the red light statues to attend Traffic Survival School.

If you fail to attend the school, their driving privileges will be suspended or revoked until the class is completed. As for the moving violation conviction, it will be recorded on your drivers history and remain on the record for 5 years.

Each insurance companies use different rating system so to find out how your moving violation will affect your rates, you may contact your insurance carrier. Also to find out your insurance company’s rate you may contact the Arizona Department of Insurance. This is a state agency with which insurance providers must file their rates.

Goodluck!

MariCAR