Reader’s Question:

My vehicle is licensed in the state of California but my sister is using it in the state of AZ. Can I get insurance in AZ and list my sister as an authorized driver?

Duke.

Thank you for asking Duke.

Typically you will need to insure the vehicle in the state in which it is registered and has its license plates in. If you are living in California and your sister drives it and garaged in Arizona it would not be easy to get AZ insurance on it if it still registered in California. Most insurance carriers will not want to insure vehicles from more than one household, meaning the owner living in one place and the car residing at a different place.

There is a difference in required car insurance between the two states as well. California’s mandatory liability insurance is 15/30/5 while Arizona requires 15/30/10.

It seems that in your case, to get the car properly insured in Arizona it would need to be registered in AZ. To get more information on how to do so you can contact the AZ DOT.

Goodluck!

MariCAR