I live in Casas Adobes. I bought a new vehicle but a week later my car was hit by a UPS truck while it was parked at work. It is a hybrid car with alot of complicated batteries and electronics. Is possible to demand for a new vehicle?

Lory

Casas Adobes, AZ

I suggest that you contact your claims adjuster in Casas Adobes, and explain in detail your situation. In addition, you may consider talking to the claims department supervisor. The insurance provider has the final say in how they choose to replace or repair your car.

As soon as you leave the vehicle dealership lot your car depreciates. So even if they completely total your car you will not obtain the full amount of what you paid for your car.There is coverage you may buy in the future that would permit you to collect the full amount. It is called GAP insurance and it can give valuable protection during the early years of your vehicle’s life. If a loss happens such as total loss in a collision, theft, etc GAP insurance will pay the difference between the ACV of the car and the current outstanding balance on your lease or loan.