Teen Driver Accident But Not On Parents Insurance Policy – What Happens?

Reader’s Question:

If my teen daughter is not on my car insurance policy in Phoenix, Arizona and got into an accident, will she be covered?

Gary

Phoenix, AZ

In most cases there would not be coverage at all if your daughter is not on your car insurance policy and got into an accident. Insurance carriers have to be aware of the risk they are covering that is why many insurance providers require that all licensed household members be added on the car insurance policy. You should verify with your car insurance agent or insurance carrier to know exactly if this loss would be covered.

When a young driver gets their learners permit or drivers license you need to notify your car insurance company about their license status. I know we are all worried when it is time to insure our teenagers.

Comparison shop for young drivers prices would be able to help you get lower car insurance quote in Phoenix, Arizona. You can get some comparison prices for automobile insurance quotes here by just placing your zip code in the box above.

.